More Growth, More Invoices… Still the Same Old Finance Arrangement?

If your business has grown in the last 12–18 months, you’re not alone. Many firms across the UK have seen turnover increase sharply – scaling teams, taking on new customers, and sending out more invoices than ever before.

But here’s the question:
Has your invoice finance facility kept up with your growth?

Why Your Old Finance Deal Might Be Costing You

Invoice finance is typically structured around your turnover at the time the agreement was signed. So if your revenue has increased, it’s possible you’re:

  • Overpaying based on outdated risk profiles
  • Working with unnecessary funding limits or caps
  • Stuck with rigid debtor restrictions that slow you down

In short: the same finance deal that helped you grow might now be holding you back.

Key Questions to Ask Right Now

Before another invoice cycle rolls around, take a few minutes to ask yourself:

  • Has your turnover increased since you signed your current facility?
  • Are there funding restrictions on specific clients or sectors?
  • When was the last time your agreement was properly reviewed?

If you’re unsure or answering “yes” to any of the above, a quick review could reveal significant room for improvement.

What a Review Can Do for You

At Start Point Finance, we work with businesses across the UK to help them understand where they stand — and what better might look like.

By reviewing your current facility against today’s market, you could unlock:

  • Lower costs on your funding line
  • Greater flexibility around who you can invoice against
  • Faster access to cash for growing business costs
  • Supportive service that moves at the pace of your business

And don’t worry — this isn’t about a hard sell. It’s about transparency, insight, and giving you the confidence to grow with the right partner.

Ready to See What’s Out There?

If your business has evolved, your finance should too. Let’s make sure you’re not leaving money (or opportunity) on the table.

Email toby@startpointfinance.co.uk or call 01173 850280 today — we’re happy to talk.